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Group Critical Illness Insurance

Group Critical Illness Insurance

A serious diagnosis shouldn't mean a financial crisis. Protect your group with a lump-sum tax-free benefit when it matters most.

Financial Protection When You Need It Most

A serious diagnosis shouldn't mean a financial crisis. Critical Illness coverage provides a lump-sum tax-free benefit if you are diagnosed with a covered life-threatening condition — giving you the freedom to focus on recovery, not bills.

Plan Highlights

Coverage Up to $50,000

A tax-free lump-sum benefit of up to $50,000 paid directly to the insured upon diagnosis.

29 Covered Conditions

Comprehensive coverage across 29 life-threatening conditions for employees.

Partial Payment

10% of the benefit paid for early-stage conditions — coverage that meets you where you are.

Multiple Event Coverage

Make a second claim if a new illness occurs after your first — because life doesn't stop.

Cancer Recurrence Coverage

Claim again after 5 years if cancer returns — ongoing protection for long-term survivors.

Pre-Existing Condition Period

24-month pre-existing condition period applies to all covered conditions.

Covered Conditions

Cancer
Heart Attack
Stroke
Coronary Artery Bypass Surgery
Heart Valve Replacement
Aortic Surgery
Kidney Failure
Major Organ Transplant
Major Organ Failure on Waiting List
Multiple Sclerosis
Parkinson's Disease
Alzheimer's/Dementia
Blindness
Deafness
Loss of Speech
Loss of Limbs
Loss of Independent Existence
Paralysis
Severe Burns
Coma
Benign Brain Tumour
Aplastic Anemia
Bacterial Meningitis
Fulminant Viral Hepatitis
Muscular Dystrophy
Motor Neuron Disease
Occupational HIV
Primary Pulmonary Arterial Hypertension
Cardiomyopathy

Partial payout (10% of benefit) applies to the following early-stage conditions:

Coronary Angioplasty
Ductal Breast Carcinoma In-situ
Early-Stage Chronic Lymphocytic Leukemia
Early-Stage Malignant Melanoma
Early-Stage Prostate Cancer
Early-Stage Thyroid Cancer

Get Critical Illness Coverage for Your Group

Give your group the financial security to face a serious diagnosis without the added stress of mounting bills. Contact BreMac today to learn more.

Get a Quote

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