Individual Health & Dental Benefits

Fill the gaps provincial health care doesn't cover — for you and your family, on your terms.

No Group Plan? No Problem.

Individual health and dental coverage fills the gaps that provincial health care doesn't cover — giving you and your family access to the care you need without the unexpected bills.

What's Covered

Prescription Drugs

Coverage for prescription medications for you and your dependants.

Dental Care

Cleanings, fillings, crowns and more — preventative and restorative.

Vision

Eye exams, glasses and contact lenses.

Paramedical Services

Massage, physiotherapy, chiropractic, naturopath and more.

Mental Health & Counselling

Mental health support and professional counselling services.

Medical Equipment & Supplies

Coverage for medical devices and supplies prescribed by a physician.

Hospital Coverage

Semi-private room accommodation and ambulance services.

Virtual Care

See a doctor online anytime — no waiting room required.

Health Spending Accounts (HSAs)

Flexible top-up coverage you direct to your own health priorities.

Why You Need It

Provincial health plans don't cover prescriptions, dental or vision

Out-of-pocket health costs add up fast — dental alone can cost thousands per year

Individual plans travel with you — not tied to any employer

Coverage available regardless of employment status

Plans available with no medical exam for most core benefits

Losing a group plan? Individual coverage can bridge the gap immediately

Who It's For

Self-employed individuals and contractors

Those between jobs or transitioning out of a group plan

Early retirees not yet eligible for government coverage

Anyone whose employer doesn't offer benefits

Truckers and owner-operators looking for personal coverage

BreMac works with multiple Canadian carriers to find individual health and dental coverage that fits your needs and budget — contact us for a quote.

Get the Coverage You Deserve

Don't go without coverage because you don't have a group plan. Contact BreMac today to find individual health and dental options that fit your life and your budget.

Get a Quote