Individual Travel Insurance

Your provincial health plan won't protect you the way you think it will. Don't leave home without coverage.

Medical Emergencies Abroad Can Cost Hundreds of Thousands

Whether you're travelling for business or pleasure, your provincial health plan won't cover you the way you think it will. Medical emergencies abroad can result in bills ranging from thousands to hundreds of thousands of dollars — individual travel insurance ensures you're protected no matter where you go.

Why You Need It

Provincial health plans cover very little outside your home province or Canada

Hospital costs in the US can escalate quickly — one emergency can cost hundreds of thousands of dollars

Even travel within Canada may leave gaps in your provincial coverage

Travel insurance pays providers directly in most cases — reducing out-of-pocket stress

Plan Options

Single Trip

Ideal for one trip per year, coverage for the duration of your travels.

Multi-Trip Annual

One premium covers unlimited trips for 12 months — most cost-effective for frequent travellers.

All Inclusive Package

Emergency medical plus trip cancellation, baggage, and flight accident coverage.

Trip Cancellation & Interruption

Protects your non-refundable trip investment if plans change unexpectedly.

What's Covered

Emergency medical treatment — illness or injury while travelling

Hospital accommodation and physician charges

Emergency dental treatment

Prescription drugs required during travel

Lab tests, X-rays and diagnostic services

Ambulance and emergency air transportation

Repatriation back to Canada if medically necessary

Return transportation for a travelling companion

Baggage loss, damage and delay (package plans)

Accidental death and dismemberment (package plans)

24/7 worldwide emergency assistance

Plan Highlights

Up to $10,000,000 Coverage

Emergency medical benefits up to $10 million per trip.

Single or Family Coverage

Flexible options to cover just yourself or your entire travelling family.

Business & Pleasure

Coverage applies whether you're travelling for work or leisure.

Pre-Existing Conditions

Stable pre-existing conditions may be covered — ask BreMac for details.

All Canadian Residents

Available to Canadian residents of all ages.

Simple Application

No long medical questionnaires required for most plans.

Coverage options, trip length maximums and eligibility vary by carrier and age. Contact BreMac to find the right plan for your next trip.

Ready to Travel With Confidence?

Don't leave home without the right coverage. Contact BreMac today to find the individual travel insurance plan that fits your trip and your budget.

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